This report details the recent performance of Treasury yields across various maturities and the latest residential mortgage rate, offering a concise overview of key financial market indicators.
Treasury Yields and Mortgage Rates on September 19, 2025
On September 19, 2025, several key financial benchmarks exhibited notable closing figures. The yield for the 10-year Treasury note concluded at 4.14%, reflecting movements in the broader bond market. Simultaneously, the 2-year Treasury note registered a closing yield of 3.57%, while the 30-year Treasury note finished the day at 4.75%. These figures are crucial indicators of investor sentiment and economic expectations over different time horizons.
In the housing market, the latest Freddie Mac Weekly Primary Mortgage Market Survey revealed that the 30-year fixed mortgage rate was 6.26%. This rate represents its lowest level since October 2024, potentially signaling a more favorable borrowing environment for prospective homebuyers. These combined data points provide a comprehensive snapshot of the current state of both the bond market and residential lending.
The current state of Treasury yields and mortgage rates highlights a complex economic landscape. Lower mortgage rates could stimulate the housing market, benefiting consumers and related industries. However, changes in bond yields also reflect broader market sentiments about inflation and economic growth. Investors should carefully consider these interconnected factors when making financial decisions, as they can significantly impact both personal finances and the overall economy.